Adam Kiziak : Buildings Insurance Impact

Adam Kiziak, a fire safety consultant formerly associated with Tri Fire, has been expelled from the Institution of Fire Engineers (IFE) due to significant breaches of professional conduct, including failing to maintain proper professional indemnity insurance and working beyond his professional expertise.

This expulsion has raised concerns in the property and insurance sectors, particularly regarding buildings insurance.

Adam Kiziak’s Impact on Buildings Insurance

Adam Kiziak’s expulsion has caused substantial disruptions in the property and insurance sectors. This has lead to increased scrutiny of fire safety assessments. In particular those involving EWS1 forms signed by him or Tri Fire.

As mortgage lenders and insurers reevaluate the validity of these assessments, it is expected to affect the cost and availability of buildings insurance in the following ways :

Increased Insurance Premiums

The controversy surrounding Adam Kiziak’s actions has led to concerns about the reliability of fire safety assessments signed by him. As insurance providers reassess their risk models, buildings with assessments linked to Kiziak may face higher premiums due to perceived risks. This is particularly true for properties whose EWS1 forms may no longer be considered reliable.

Stricter Terms on Building Insurance

Insurance companies may impose stricter terms for properties that have fire safety assessments carried out by Adam Kiziak or Tri Fire. In some cases, insurers may require re-assessments of the fire safety measures before they renew policies. This can result in increased costs for property owners and leaseholders seeking to maintain coverage.

Potential for Limited Coverage

Some insurers may limit or even refuse to cover buildings that have EWS1 forms signed by Adam Kiziak or Tri Fire. This can affect the availability of buildings insurance, particularly for properties relying on these assessments for compliance. Insurers may deny comprehensive coverage to property owners if they associate their buildings with questionable fire safety reports

Validity of Existing Buildings Insurance Policies

It’s important to note that existing buildings insurance policies are not automatically invalidated due to Adam Kiziak’s expulsion.

However, insurers may review the fire safety assessments on which these policies are based. If it is determined that the assessments were inadequate or compromised, it could lead to changes in the coverage terms or premiums. This could potentially leaving property owners with less favorable insurance conditions.

Many policies contain a specific obligation to notify insurers of any change in risk. Building owners should carefully review their existing policies and notify insurers if required.

What Property Owners and Leaseholders Should Do

Verify Fire Safety Assessments : Property owners should consider consulting independent fire safety assessors to validate the findings of previous EWS1 assessments, particularly if they were signed by Adam Kiziak or Tri Fire. This will provide assurance that the building meets current fire safety standards and reduce the risk of future complications with insurance.

Review Insurance Policies : It’s crucial to review your buildings insurance policy. It is also critical to understand how changes in fire safety assessments could affect your coverage. Speaking with your insurance provider can help clarify how reassessments of fire safety measures may influence premiums or coverage terms.

Conclusion: Adam Kiziak’s Impact on Buildings Insurance

The actions of Adam Kiziak have introduced significant uncertainty regarding the validity of fire safety assessments. This particularly applies to any linked to his name or Tri Fire.

As a result, property owners and leaseholders may experience higher insurance premiums, stricter terms, and potential difficulties in securing buildings insurance.

To navigate this evolving situation, it’s essential for affected parties to seek independent fire safety assessments. It is also important to engage with insurance providers to ensure their policies remain valid and affordable. By doing so, property owners can mitigate the potential impact on buildings insurance caused by the fallout from Adam Kiziak’s professional conduct.

We specialize in FRAEW surveys and EWS1 certificates, ensuring compliance with PAS9980 and fire safety regulations.

With offices in London, Birmingham , Manchester, Bristol, Norwich & Plymouth we provide FRAEW surveys and EWS1 certificates for sites all around the UK.

If Adam Kiziak has affected you, contact us for expert guidance and reliable fire risk assessments.

For more information on invalid EWS1 forms, see our previous article. Also see our FAQs on the EWS1 process.

For further information on the expulsion of Adam Kiziak by the IFE, or for help with an FRAEW or EWS1 survey please call our Enquiry line on 020 4534 3130.

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